Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the website, tools, and services provided by Lavandbit ("we", "us", "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, you should not use our services.

This is a general template provided for informational purposes and should be reviewed and adapted to reflect your actual business practices and applicable law before publication.

1. Acceptance of Terms

By creating an account, submitting an enquiry, or otherwise using any part of the Lavandbit website or services, you confirm that you have read, understood, and agree to these Terms, together with our Privacy Policy. We may update these Terms from time to time, and continued use of our services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Lavandbit provides AI-driven data analysis and risk-adjusted investment strategy tools intended to support decision-making for individual investors. Our services are informational and analytical in nature. Nothing provided through Lavandbit constitutes personalised financial advice, a recommendation to buy or sell any security, or a guarantee of any investment outcome.

3. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use our services. By using Lavandbit, you represent and warrant that you meet these requirements and that any information you provide to us is accurate and current.

4. No Financial Advice

All content, analysis, reports, and outputs generated by Lavandbit are provided for general informational purposes only. They do not take into account your personal financial situation, objectives, or needs. You should seek independent financial, legal, or taxation advice before making any investment decision. Past performance of any strategy or model is not a reliable indicator of future results.

5. User Accounts and Responsibilities

Where an account is required, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account. You agree to use our services only for lawful purposes and in accordance with these Terms.

6. Fees and Payment

Any applicable fees for access to Lavandbit services will be disclosed to you prior to purchase or subscription. Fees are generally non-refundable except where required by law or expressly stated otherwise. We reserve the right to change our pricing structure with reasonable prior notice.

7. Intellectual Property

All content, software, trademarks, and materials made available through Lavandbit are owned by or licensed to us and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our materials without our prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Lavandbit and its representatives shall not be liable for any indirect, incidental, special, or consequential damages, or for any loss of profits, data, or investment value arising from your use of, or inability to use, our services. Our services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

9. Investment Risk

All investments carry risk, including the potential loss of principal. You acknowledge that any decisions made based on information obtained from Lavandbit are made at your own discretion and risk. We do not guarantee any particular rate of return or investment outcome.

10. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Lavandbit. We are not responsible for the content, accuracy, or practices of any third-party sites and encourage you to review their respective terms and policies.

11. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, including where we believe these Terms have been violated, without prior notice and without liability to you.

12. Governing Law

These Terms are governed by the laws applicable in the jurisdiction in which Lavandbit operates, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the relevant courts.

13. Changes to These Terms

We may revise these Terms at any time by updating this page. We encourage you to review these Terms periodically. Your continued use of Lavandbit following any changes indicates your acceptance of the updated Terms.

14. Contact Us

If you have any questions about these Terms, please get in touch via our Contact page.